Name: Jasecca Bank
Function: The holding, investment and facilitation of funds throughout the world.
Creation Exclusive to: Rebecca
Creation Cost: 500,000 Xel
- Meta Information:
Average Wealth used is dependent on the Area.
Areas are placed in one of four levels
Area Lvl 1: Average wealth = 10,000 Xel (Farmland and Slums)
Area Lvl 2: Average wealth = 30,000 Xel (General Civilian Areas)
Area Lvl 3: Average wealth = 80,000 Xel (Shinobi Based Areas)
Area Lvl 4: Average wealth = 150,000 Xel (High Earning Civilian Areas)
Base Population by area:
Area Lvl 1: 100,000
Area Lvl 2: 250,000
Area Lvl 3: 500,000
Area Lvl 4: 1,000,000
(Adjustments may be made where necessary)
Savings Account Interest Rates
< 100,000 Xel = 0.05% Per year
100,000 – 1M = 0.025% Per year
1M+ = 0.0125% Per year
(Spending Accounts have default 0.001% Interest)
Loan Interest Rates
< 100,000 Xel = 0.1% p.a
100,000 – 1M = 0.05% p.a
1M+ = 0.025% p.a
(Constant 0.01% pa for home)
Average (Loaned) Pet worth per area lvl
Lvl 1: 5,000 Xel
Lvl 2: 25,000 Xel
Lvl 3: 50,000 Xel
Lvl 4: 100,000 Xel
Average (Loaned) Item worth per area lvl
Lvl 1: 1,000 Xel
Lvl 2: 5,000 Xel
Lvl 3: 10,000 Xel
Lvl 4: 15,000 Xel
Average (Loaned) Home worth per area lvl
Lvl 1: 10,000 Xel
Lvl 2: 20,000 Xel
Lvl 3: 30,000 Xel
Lvl 4: 50,000 Xel
Average (loaned) Misc worth per area lvl
Lvl 1: 1,000 Xel
Lvl 2: 10,000 Xel
Lvl 3: 25,000 Xel
Lvl 4: 50,000 Xel
Income Generated: 1,250,000,000 Xel Every Year
*Loans
- Home Loan = 0.8 * 500,000 * 50,000 * 0.01% =200,000,000
- Item Loan = 0.6 * 500,000 * 10,000 * 0.1 = 300,000,000
- Pet Loan = 0.3 * 500,000 * 30,000 * 0.1 = 450,000,000
- Other Loans = 0.2 * 500,000 * 25,000 * 0.1 = 250,000,000
*Bank Charges = 500,000 * 100 Xel = 50,000,000
Upkeep: 1,224,307,200 Xel Every Year
*staff (307,200 total Xel cost per Year)
- 1x Branch Manager (Master Merchant) = 3,200 Xel each
- 4x General Managers (Expert Merchants) = 1,600 Xel each
- 3x Security Heads (Expert Scholars) = 1,600 Xel each
- 9x Guards (Adept Mercenaries) = 800 Xel each
- 20x Frontline staff (Novice Merchants) = 200 Xel each
*Savings Accounts
- Account Interest = 500,000 * 0.6 * 80,000 * 0.05 = 1,200,000,000
*Spending Accounts
- Account Interest = 500,000 *0.4 * 80,000 * 0.001 = 24,000,000
Sections: 9 Rooms
- Rooms (Lobby/Vault/Bathroom/Employee kitchen/Manager office/Meeting room /Security room/Storeroom/Private meeting rooms)
- Storage (Below)
- Furniture (Chairs, Tables, fighting equipment, first aid, Kitchen items, Service booths)
Population: 40 Max Staff, 60 Max customers
*staff (37/40)
- Branch Manager (1)
- General Managers (4)
- Security Heads (3)
- Guards (9)
- General Staff (20)
Subject: Jasecca Bank (Glaciers) 
23rd February 2016, 10:50 pm
